Jonathan R. Heagle, CFP®, CFA
Jonathan is the founder of Mountain Vista Wealth Management, a firm whose mission is to help individuals and families assess their current financial situation and create a strategic plan to achieve their financial goals, while also allocating resources to pursue their passions. People often assume that financial planning is all saving and sacrifice, and a large part of it is, but we believe that having a financial plan in place also gives one the confidence and power to spend, knowing that they are still on track to attaining their goals.
Before starting Mountain Vista, Jonathan was a fixed income portfolio manager for the Royal Bank of Canada for 9 years. During this time he managed a proprietary trading portfolio comprised of mortgage-backed securities, totaling $300-500 million. He was also one of six portfolio managers overseeing a $3+ billion securitized bond portfolio. Prior to joining RBC, he worked at Goldman Sachs in the Mortgage department as a structurer and loan trader.
Over the course of his 16 years on Wall Street, Jonathan accumulated a wealth of knowledge related to market dynamics, risk management strategies, and various types of securities. He is excited to bring this expertise to the management of Mountain Vista’s client portfolios.
When he is not reading market research, stress testing portfolios, or creating financial plans, you may find him snowboarding in the backcountry or cycling around his hometown of Santa Barbara. He is also a proud husband and father of two daughters, so the realities and responsibilities of providing for a family have special meaning to him.
If you would like to chat with Jonathan, please get in touch to schedule your free phone consultation.
Michael J. Riolo, J.D.
Michael joined Mountain Vista to help individuals, families and business entities manage and protect their wealth. By utilizing both his legal and financial experiences, Michael provides a holistic approach to financial planning and management.
Michael gained valuable financial experience while working for Fortune 500 companies in the financial services industry. By utilizing his experiences as a financial advisor for Morgan Stanley and, most recently, as an independent registered representative of Raymond James Financial Services, Inc., Michael creates, recommends and implements tailored financial strategies, including portfolio management, designed to meet his clients’ short and long-term objectives and goals.
Michael is also an attorney and manages his own private practice, The Riolo Law Firm PLLC*. He counsels and represents families, fiduciaries and individuals in a broad range of estate planning, tax preparation, complex trust and estate settlement matters, surrogate’s court litigation, business law and real estate matters. His work consists of assisting business owners, individuals, including high net worth individuals, and families in developing and implementing customized estate plans to transfer and protect wealth for future generations and designing plans to minimize the anticipated future wealth tax to beneficiaries and reducing estate tax liabilities on existing wealth. In addition, Michael provides legal counsel to business owners and assists clients in purchase and sale transactions.
Michael is a Member of the New York State Bar.
Michael received his B.A. in Economics from Boston College and his J.D. from Pace University School of Law.
Michael is married with three young children, and outside the office enjoys spending time with his family, playing golf and basketball, coaching youth basketball, running and reading.