Mountain Vista Wealth Management
Guiding from Valley to Peak
Owning real estate has long been an attractive means to accumulate wealth on a tax efficient basis. From the mortgage interest deduction to the exclusion of up to $500,000 in gains on the sale of a married couple’s primary home, real estate is the gift that keeps on giving when it comes time to file your taxes. In this article we will be exploring a common tax deferral mechanism available to real estate investors. [Read more…] about Deferring Gains on Investment Property
“Markets are constantly in a state of uncertainty and flux and money is made by discounting the obvious and betting on the unexpected.” – George Soros
Everywhere we turn there are postulations and predictions of how we are heading into a recession and how the market is poised for a crash. While there are a number of unsettling developments in the areas of politics, the economy and demographics, it is important to remember that the market is forward looking and discounts what is expected. [Read more…] about Q3 2019 Investment Letter
Investing with a long-term focus has consistently been a successful strategy for wealth creation. Most people would not disagree with this point, yet we constantly find ourselves questioning what the market is going to do over the next few weeks or months. With the financial media and an increasing number of bloggers focused on attracting eyeballs to their websites, the number of sensational stories and “doomsday” predictions has proliferated. Do not fall into their trap. Even a broken clock is correct twice a day. [Read more…] about Q2 2019 Investment letter
There has been a lot of talk about how the structure of the financial market has changed in recent years. The size and magnitude of the correction and subsequent recovery of the equity market over the last few months reinforces that view. [Read more…] about Q1 2019 Investment Letter
Variable annuities are a popular alternative to traditional fixed annuity products. They seek to offer the safety net of a stable retirement income, but still capture the higher returns offered by equity investments. As the name implies, a variable annuity’s future payments can change based upon the performance of the investments held in the annuity’s sub-account. [Read more…] about Should I Buy A Variable Annuity?